for the first eight hours since the launch of the rural mortgage, the savings Bank has adopted an annual limit of applications set by the Ministry of agriculture to credit institutions (97 mln RUB), said in Sberbank. During this time, 1,100 people had to apply for the program. In “Rosselkhozbank” as of the end of April preferential mortgage got almost 3 thousand families of the 59 regions in the amount of 5.9 billion rubles.
under the terms of the state program, to obtain a soft loan can the citizens of Russia aged from 21 to 64 years. Funds are issued for purchase of ready housing in rural areas, land for construction of houses, unfinished houses, apartments in a newly built house.
the house must be suitable for permanent living and engineering systems (lighting, water supply, drainage, heating, etc.), and on the area to be not less than the prescribed allowance per family member.
the First installment must be not less than 10% (the savings Bank not less than 15%). The loan is at an interest rate of from 0.1 to 3% annual for the term up to 25 years. Involving all rural areas, except for Moscow, Moscow region and St. Petersburg. The maximum loan amount is: for the Leningrad region and the far Eastern Federal district – 5 million rubles for other regions – 3 million rubles.
Recall, preferential mortgage is one of the key tools of the state program of complex development of rural territories. Thanks to her and other support instruments, the Ministry of agriculture expects in the coming years to dramatically improve the situation in rural areas, to provide people with comfortable housing and quality social and engineering infrastructure, to bring the level of rural life to the city. At the moment to support rural mortgage is 1 billion rubles, which allows to improve the conditions of 5.5 thousand families. But given the extreme popularity and demand of this program, USDA will continue to seek to increase the amount on this line for the current year to 6.4 billion rubles. That will provide housing for nearly 50 thousand families – it is about 4,25 million square meters.