“SME Bank” and “Promsvyazbank” give the money regardless of whether there was previously opened in a credit institution salary project or not. The application form procedure is maximally simplified. “And even if our clients have difficulty filling out documents, our experts will help with their registration,” said Vladimir Laukhin, regional Director SME Bank in the Samara region.
the Maximum value of borrowings is calculated by the following formula: number of employees (under employment contracts) multiplied by the minimum wage and multiplied by six months. Max plank – 10 million rubles. The company must be registered in the Unified register of small and medium enterprises (SMEs) in the category “small enterprise” or “microenterprise” to carry out its activities for at least a year and may not be in the bankruptcy process. Mandatory condition of the loan at zero percent saving in personnel for the entire period of the loan or reduction of personnel is not more than ten percent per month. Sberbank and VTB issued such loans under the existing payroll companies, but in the near future, these conditions should be revised.
Also, recall that by the decision of the Governor of the Samara region Dmitry Azarov, the Guarantee Fund of the Samara region (JSC “GFSA”) will be capitalized at 500 million rubles. The financial institution will soon begin to grant loans to SMEs under the lowest interest rates, not only in wages, but also other needs.
– For those of regional entrepreneurs, who in today’s environment, see opportunities for development, the Guarantee Fund of the Samara region prepared a unique microloans under one percent per annum. They can receive from 200 thousand rubles to five million rubles. You need to pay every month, but only starting from the seventh month following the issuance of money, and the loan term up to three years, – said the Minister of economic development and investment Samara region Dmitry Bogdanov.
Credit for the development of under one percent can be taken on the issue of equipment and products for diagnosis and detection of epidemic diseases, infection control, products for protection, prevention and treatment of epidemic diseases, or for the purchase of such products, in respect of which there is an acute shortage.
in addition, comprehensive support to investors in the “single window” continues to provide the Agency on investment attraction of the Samara region.
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about the procedure of obtaining loans at zero percent on the salary and microloans can be accessed at
