Prohibit insurers when selling insurance policies to pay attention to religion and skin color of the driver’s planning of the Central Bank. In addition, insurance should be cheaper for careful drivers.
As it became known “MK”, the Central Bank has posted for public comment a draft of new base rates rate insurance. As explained in the CBA, the purpose of the amendments is to establish individual approach to every driver depending on his experience and behaviour on the road. For ordinary car owners – citizens with cars – minimum and maximum rate change of 10 per cent. At least will be cheaper: 2471 ruble instead of the current 2746 rubles. But the maximum base rate, by contrast, the same 10 percent increase would amount 5346 rubles (now 4942 of the ruble). The broad tariff corridor, the Central Bank wants to do for taxi drivers. The minimum rate will drop by 30 percent: 2877 rubles against the current 4110 roubles. High, respectively, on 30% will grow: 9619 rubles on the new tariffs is 7399 rubles at the current. Changes in the base rate of CTP for motorcycles, mopeds and ATVs. The minimum bet will be equal to 625 rubles (now 694 ruble), maximum – 1548 roubles (now 1407 rubles). In this way, the Central Bank plans to encourage careful drivers and, conversely, to punish rouble of those who regularly violate the rules of the road and gets into an accident. But any form of discrimination when calculating the rate of compulsory third party insurance will come under the ban. The Central Bank is a separate application to the updated tariff schedule has prescribed a list of factors that should have no effect on the cost of the policy for the car owner. Nationality, language and racial identity, attitude to religion, and religion, as well as official position and membership in political parties.
