Despite the pandemic of coronavirus, the Russians in the second quarter as a whole was regularly paid on the contracts, mortgages cars: late loan, approved during the epidemic, made less than 10% of the population. Most often delay the payment to the owners of Opel Astra that was sold in Russia. Also among the leaders in the delay already nevypolnenie in Russia Nissan Almera. The most disciplined were the owners of one of the bestsellers of the last years of the Toyota Rav4.Most other payments Autosalon in March—June were detained by the owners of Opel Astra, the research service of the autosim CarMoney (working in 68 regions, more than 16.9 million active customers). The percentage of overdue loans with such liens is 24%. The study did not took into account customers who use credit vacation. In the sample were borrowers who were even behind in payments. Opel curtailed production in Russia in 2015, but in 2017, the PSA purchased the brand from GM and 2019, announced his return to the Russian Federation. In this model of the Astra along with Corsa and Insignia company can not sell in Russia — the rights to them remain with GM.A little less during the epidemic delayed payments to the owners of the Nissan Almera — the percentage of delay on this model is 21%. The production model in Russia was terminated in October 2018. Followed by the share of overdue payments are Mazda 6 (19%), Volkswagen Polo (17%) and Hyundai Accent (14%). The percentage of delay for the Mitsubishi Lancer was 13%, Skoda Octavia 12%. With regard to the most mass models of the primary market, the highest percentage of delay in the Kia Rio (11%), while the Renault Logan and Hyundai Solaris it is a mild 7%. In the higher price category leader in delinquency Toyota Camry (8%). Less delay allow the owners of the Mazda 3 (4%), Volkswagen Passat (5%), Mitsubishi Outlander (6%).The most disciplined were the owners of Toyota Rav4 — this model is not recorded delinquency. The model has occupied 15-e a place in the top sales at the end of 2019, with a score of 30.6 thousand of sold cars. In January—June, according to AEB, the model ranked seventh (almost 16.1 per thousand pieces). Only 3% of overdue loans were recorded on the model Ford Focus, which in recent years were not too popular car and got in top new sales only by the end of 2014 (23-e a place; 27.9 thousand sold cars). In the past year, most punctually make payments on the mortgage holders the Volkswagen Tiguan, Renault Duster and Lada Largus.Overall, the share of car owners who obtained loans in the period of the pandemic and has not reached the delay exceeds 90%, says CEO CarMoney Anna Kalugin. “We expected a less positive scenario,” she added.Vladimir Bespalov from “VTB Capital” notes that before the departure of GM from Russia Opel was a fairly popular brand and the high average age of cars in the Park these vehicles there are still many on the market. On the backdrop of a difficult economic situation it is logical that ��AK times the owners of older cars could cause problems. According to “AUTOSTAT”, the average age of passenger cars in Russia is 13.4 years (latest data as at 1 July 2019). Traditionally in domestic machines it is higher — 17, the cars, on the contrary, below — 11.2 years.Olga Nikitina
