in Order to refinance on more favorable terms to the borrower until have to obtain the consent of the original creditor. Vice-speaker of the state Duma Irina Yarovaya made in it the bill proposed to eliminate the need to obtain such consent. This applies to cases where the borrower is granted a mortgage loan to full repayment issued to you.
in addition, the document establishes that the children share in the ownership of the loan at maturity. The project also provides for the mandatory inclusion of information on the use of means of matkapital the registry of real property rights. While cancelling the need for registration of the property into common property of family members on the stage of change of creditor. Simplified and a number of other procedures.
Innovations will allow to enforce the rights to the apartment of minor children, and will also make transparent the full information on property for possible buyers, explained earlier Spring.
the Cabinet have supported the project, but expressed a number of comments. In particular, the bill does not contain provisions for the consequences of making egrn reporting information. This can lead to different approaches in the consideration of documents submitted for state registration of rights. Besides, it’s not spelled out the exception reporting data from the egrn in executing responsibilities for registration in the General property of parents and children of such premises. This can create difficulties when the subsequent sale.
