Use the wage calculator to calculate your net salary for 2023. This is how much income tax, church tax, solidarity contribution and social security contributions you pay.

Changes in tax law and social security contributions will come into force again in 2023. A higher basic allowance is introduced, it reduces income tax. Unemployment insurance contributions will rise from 1.20 to 1.30 percent. But the bottom line is that employees will have a higher net income in 2023.

With the wage calculator, employees, civil servants and the self-employed can determine how much wage tax, church tax, solidarity surcharge and social security contributions will be deducted and how high their net salary will be in 2023. If you still want to calculate your net salary for 2022, you can simply change the tax year in the income tax calculator.

It’s confusing: the employer deducts wage tax from the salary, while the tax office uses the tax return to calculate the amount of income tax and pays most employees back part of the wage tax withheld.

But that sounds more complicated than it is. In simple words: The employer pays the tax due according to the tax tables to the tax office from the wages, taking into account personal circumstances such as tax class and allowances. The income tax is the income tax withheld from wages, i.e. an advance payment on the income tax due for the year.

The employer cannot know how high the taxable income actually is: On the one hand, the employee may earn additional income from secondary activities, has income from capital assets or rented real estate and so on, on the other hand, income-related expenses, special expenses and extraordinary burdens reduce the taxable income .

Do you earn enough?

In order to keep this loan as low as possible, it is worth submitting an application for a wage tax reduction to the tax office: This is always possible when fixed, calculable expenses are incurred, such as travel expenses to work, which significantly exceed the employee allowance of 1230 euros (also known as income-related expenses). exceed. This option can also be used for alimony payments.

The tax exemption reduces the wage tax deducted from the salary. Overall, you don’t save anything, but you have more money in your wallet right from the start. If the reason for the exemption ceases to apply during the course of the year (e.g. if you move to a closer job), you naturally have to pay the underpaid tax back.

The FOCUS Online guide answers all important questions about pensions on 135 pages. Plus 65 pages of forms.