the Russian Government supported the bill introducing temporary relief for debtors. Socially vulnerable individuals, whose cases are under execution in service of court enforcement officers will be provided the installments for debts up to two years. In addition, it is proposed to introduce a moratorium on the seizure of property from debtors who are at their place of residence. We are talking about personal things of a person.
As one of the initiators of the project, Chairman of the Duma Committee on information policy, information technologies and communication Alexander Khinshtein, a document was prepared in accordance with earlier initiatives taken by the postponement of tax payments, rents for small and medium business, the most affected by the pandemic.
“For us it is important that the bill earned the right now to remove existing debt load with small and medium entrepreneurs, related to the most affected sectors, as well as with pensioners”, — he stressed.
the initiative proposes a number of measures relating to how vulnerable citizens and small businesses.
Individual entrepreneurs and small and medium-sized businesses working in the most affected industries are invited to provide without recourse to the court a single installments for recovery of arrears of taxes, fees, insurance premiums, loan agreements in the range of 15 million rubles. Period of installment is up to a year.
If the pensioner living on one pension, the amount of which is less than two minimum wages, he will be able to write to the bailiffs statement and to receive credit within million rubles for a period up to two years to recover the outstanding loans.
in addition, under the bill, until October 1, introduced a moratorium on the seizure of movable property located at the place of residence of the debtor. Protective ban is proposed to extend to both citizens and individual entrepreneurs.
That during the moratorium the debtor could not sell assets, bailiffs continue will be able to prohibit conduct something registration actions in respect of property to which the rights are subject to state registration. Again, you cannot register the transaction, then it will be impossible to sell.
According to the project developers, on the enforcement of the Federal bailiff service of Russia is 1.6 million enforcement proceedings, where debtors are the citizens receiving pensions for old age, invalidity or survivors benefits and at the same time having no other sources of income. The total amount of debt they have over 340 billion rubles. Of these, more than 332 billion is a lot of debt.
in addition, the trial p��estava collect debts with more than 2.7 million organizations and individual entrepreneurs who owed a total of more than 870 billion rubles. Of these debts on loans totaled more than 630 billion rubles.
“the Implementation of the proposed measures will allow to protect the most vulnerable categories of citizens and organizations and to minimize the negative consequences of the spread of coronavirus infection”, say the initiators of the project.
the Government provided some technical comments to the document. They will be taken into account. Appropriate amendments will be made to the document for the second reading.
