With the multiple robo-advisor test winner growney, you can already successfully save for your future with small amounts – even without a lot of experience with stocks and the like! Choose your individually tailored ETF portfolio with just a few clicks and receive a bonus of 100 euros exclusively as a FOCUS Online reader with the voucher code “BF1000622”.

Start building wealth for your future now! With the ETF savings plan from the robo-advisor growney, it is also easy for you to invest in over 5,000 stocks and bonds from 45 countries without any specialist knowledge.

If you, as a new customer, invest at least 50 euros per month (for 12 months) or a one-time investment of 5,000 euros (which remain in the investment goal for 12 months), you will receive a bonus of 100 euros with the exclusive voucher code “BF1000622”. It pays to be quick: the promotion is only valid for a short time.

There is little or no interest on classic savings products such as call money or fixed-term deposits. In addition, the current inflation is costing German savers billions. If there’s one surefire way to beat inflation over a longer period of time, it’s investing in stocks, mutual funds, or stock-based ETFs.

With the digital, intelligent asset manager growney, you can build up long-term assets in an uncomplicated manner and without specialist knowledge, and thus provide for your future easily and effectively. The investment strategy of the financial service provider is based on passive index funds (ETFs), in which individual and broadly diversified investments are made for you in over 5,000 securities from 45 countries around the world.

You will be credited the exclusive EUR 100 bonus as soon as you set up a savings plan of at least EUR 50 per month or a one-time investment of at least EUR 5,000 with a minimum term of twelve months.

The one-off payment or the first savings plan installment must be credited to the clearing account of the growney depot at Sutor Bank (Max Heinr. Sutor oHG) no later than 40 days after opening the depot. The premium will be transferred to the first active investment target at the end of the 13th investment month, no later than October 6th, 2023.

The robo-advisor test winner growney offers you a multitude of advantages and the principle is ingeniously simple! First, your individual investment profile is determined by means of a short questionnaire – and then you hardly have to worry about anything! growney always keeps an eye on which ETFs are the most advantageous for your savings plan and automatically reallocates them to suit your profile if necessary. Unlike many banks, growney does not charge a fee for this. In addition, you are completely flexible and can make a deposit or withdrawal at any time.

These services are included for you with growney:

In your personal profile on growney.de, you can follow how your savings plan is developing, what the current value of your portfolio is and how high the return is. You can open an individual account, a joint account or a company account. You can also use private banking offers with advantageous conditions. Every account and every portfolio is eligible for a savings plan.

The collective term robo-advisor describes online applications that can automatically invest money over the Internet. The offers are expressly not aimed at investment professionals. They should make it easier for beginners in particular to get started and offer a time-saving, cost-effective and long-term investment strategy.

The investment strategies of robo advisors are based on algorithms and scientific knowledge. They monitor the stock market at all times and calculate when and which adjustments to the investment are necessary in order to achieve the highest possible return in the long term. Further information is available here.

growney is one of the largest digital asset managers in Germany. The robo-advisor growney is the only provider with the grade “very good” (1.3) in the financial test issue 07/21.

With the simple and digital investment from growney, private and corporate customers invest in an individually tailored and broadly diversified ETF portfolio. The ETFs considered by growney include up to 5000 securities in more than 40 countries. Sustainable investment strategies based on ESG criteria are also available. With just one account, different investment goals can be set up and managed at growney, for example for asset accumulation, retirement provision or family.

growney has already received several awards for its investment strategies, low costs and good service, including the grade “very good” by Stiftung Warentest (financial test 07/21, investment of €100,000). growney has also received top ratings in tests by Handelsblatt, Wirtschaftswoche, Capital, ntv, Chip, Stern, FocusMoney, Finanztip and Euro am Sonntag.

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