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Corporate loan portfolio grew by 0.5% after near-zero growth in may. While systemically important credit institutions continues to growth more slowly (+0.3 percent) than in other credit institutions in the top 100 (+1,5%), noted in Bank of Russia.

a Notable revival occurred in retail lending (+1%) after weak growth in may (+0.2%) and decrease in April (-0.7 PCT), says the review.

increasingly rising mortgage (from surveys of the largest banks, it follows that the mortgage portfolio gained 1.5 percent), including under the program of preferential crediting at a rate of 6.5%. In June, banks issued 100 billion rubles of loans under this program, and since its launch in late April – about 160 billion rubles of the total limit of 740 billion rubles, indicate in the CB. In addition, in June, some major banks have lowered mortgage rates by 0.3-1.3 percentage points (without the influence of state subsidies), this has provided additional support to demand.

Unsecured consumer credits also showed an increase, but to a lesser extent (+0,7%), it is noted in the TSB. The growth in retail portfolio secured mainly systemically important banks (+1.2 percent), while other banks of the top 100 portfolio has grown slightly (+0.2 percent), the report says.

the head of the Department of banking supervision of Bank of Russia Alexander Danilov later said at the conference that the portfolio unsecured loans in 2020 will increase by approximately 5%. He clarified that this forecast is relatively relevant if the fall is not followed by economic downturn. According to him, in 2020 the mortgage portfolio will grow by more than 10%, and the loan or will not show growth or go in the negative.