the Bank of Russia intends to change the criteria for suspicious transactions, entailing the suspension of the account. The list of such operations, of which there are over a hundred, has not changed since the creation – within 8 years. The Central Bank intends to exclude certain criteria and to introduce a number of new, RIA Novosti reported.
So, from the list proposed to remove operation protective tariffs or high commissions as well as with complex and unusual calculations.
To the existing criteria of suspicious transactions can be added to the regular removal of individuals of money coming from a firm or individual entrepreneur. Also in the list can be added the refusal of a Bank customer from a single transaction and his request to close the account and issue the funds after the credit institution has any questions.
the Basis for blocking the account may be the situation when receiving legal entity are significantly below its spending. Banks may raise questions for companies engaged in transactions with cryptocurrencies or spending cash payments for medical, transportation or other services.