Structural bonds is one of the complicated tools. The payoffs depend on a number of factors, such as the growth of the ruble exchange rate or equity indices, gold, oil, specific stocks and other underlying assets. After April 2022 will come into force the main provisions of the new law on categorisation of investors, structural bonds will be available to most people only after testing the broker, which should show that the buyer has enough experience and understanding of this tool.
Over the past year and a half of the population of investments in bonds increased by 656 billion rubles, of which 400 billion of investments in ruble-denominated bonds. Among them, the majority (71%) positive growth has been concentrated in bonds of banks generally several of the largest.
“it is Important to note that in the case of more complex types of bonds, such as structured products, issuers must comply with the interests of the citizens, clearly informing them about the differences of this product from the Deposit,” indicates the Central Bank.
“the Bank of Russia monitors the potential risks of (alternative savings instruments. – Approx. ed.) and consults with the market for possibilities of investments of different categories of investors, especially non-professional participants in complex products, including structural bonds,” reports the controller.