Professional fraudsters gain access to databases and pull out sensitive data of millions of customers – for example, in the summer of 2019 with the American money, home Capital One .

The attack on the servers of Capital One, was certainly not an isolated case. The company Fico, a provider of Software to combat fraud, has calculated that by 2018, in 19 European countries amounted to losses of € 1.6 billion were incurred. And the sole property of the Hack of credit cards, such as the “Handelsblatt” reported on Friday.

such attacks to prevent financial service providers to upgrade their security system.

credit card users can protect your data

But credit card holders are at the mercy of fraudsters helpless. With some measures, you can prevent to be robbed.

to do This, you must know how credit card fraud usually runs out. “About hackers of millions of credit card data on the market, which are then sold for two to five dollars a piece to other Criminals more”, cited the “Handelsblatt” Max Laemmle, head of the Berlin-based Start-ups Fraugster. The company handles the risk management for payment providers like Worldline. The cheap purchased data fraudsters use to go to Online stores on a shopping tour. The professionals are very goal-oriented: they buy in-demand electronic devices and also gift vouchers that you can like cash more.

advance To the criminal machinations of a tie, recommends Fico fraud expert Jörg Reuter of the map for users to check regularly whether or not the E-Mail address showed up in the Data thefts. The examination can make the card holder on the websites or .

Find map of the users here their contact details, there is a strong suspicion that the Criminals were also able to capture additional data. Display you Find your perfect credit card for card scout!

In case of suspicion: Immediately change passwords!

by now, consumers must be active: you should immediately change your LogIns and passwords for the individual whose provider. Experts strongly recommend never to use for multiple pages of the same or similar passwords. When you Organize complicated passwords, with the relevant password managers provide valuable services. The “Stiftung Warentest” has published an overview of the market in January 2020. In addition, card users should check their card statements meticulously.

Phishing continues to be a great danger

the long-known Phishing, a fraudster still. This offender E-Mails in which they ask the recipient, account and/or credit card information to send to fake websites to enter. So “fish” you sensitive data from.

let the e-mailed to enter your secret data to pretend the perpetrator is often alleged security checks and the like.

Bank customers can get an Overview of current Phishing variants, by visiting the “Phishing Radar” of the consumer centre of North Rhine-Westphalia.

finally, the savings banks customers were victims of attacks. 27. In February, they received E-Mails with the subject “block your card”. The scammers, in a Review of the credit card to be noticed, which was carried out by the customer yet not have the “S-ID Check”. Therefore, the Bank had to lock the account. To remove the lock, would have to be Affected soon to register – otherwise, a “closing fee” of € 49.99 threat.

spelling error and incorrect umlauts

pay attention when the perpetrators have learned to let some of the Phishing Mails to your failed to recognize the spelling. Foreign language e-Mail Software can’t write umlauts like ä, ö and ü correctly.

But even with improved fraud software potential victims have ways to detect the fraud. For example, if the E-Mail urgent need suggests . Or when Bank customers to enter sensitive data or on the Link click to. Security experts according to the report, is clear: Such E-Mails are never from banks.

the same applies to the variant in which consumers in the case of a phone call will be prompted to enter your data.

Also interesting: PUSH the Stolen Login data – Not a Scam: Telekom sent Mails – customers should be sure to

respond to Never give money to the prompt transfer

Relatively new Scams ask consumers to wire money for a account. Little surprise that The money ends up with the fraudsters, the remove it quickly.

Such fraud models are particularly dangerous for the victim: Here, customers would remain “normally sit on the damage, since you have authorized the payment,” said David Riechmann, a lawyer for the Verbraucherzentrale NRW, the “Handelsblatt”.

as a rule, can console themselves Deceived in order that you don’t have to be liable for the entire damage incurred. Unauthorized use of a debit or credit card, the limit of liability for damages arising prior to the blocking of the card or account is 50 Euro. This is only different if the Defrauded gross negligence can be accused of – because he has recorded the pin number on his credit card.

mindfulness is more important

make it difficult To pickpocket your craft, you will need to consumers to watch more on your credit card as well as card and PIN separately store.

Who puts the loss of his credit or Bank card, you should immediately pick up the phone. Under the Central blocking number 116 116 card is preventing abuse before the damage occurred. (display), you your legal concern of the experts to examine!

Stiftung Warentest checked Anti-virus programs: Three Free Tools offer the best protection FOCUS Online/Wochit Stiftung Warentest checked Anti-virus programs: Three Free Tools offer the best protection