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According to information of the Pension Fund of Russia (PFR), from August 1 this year, several categories of pensioners will receive an increase in their monthly payment. Moreover, the FIU said that specifically serve any statement it does not need the recalculation will be made automatically. “MK” has collected all innovations in one material and asked panelists to comment on them.

Working pensioners are waiting for the allocation

Working pensioners, which last year received the premiums, you can expect to increase social benefits. “All working pensioners will recalculate the size of pension taking into account accumulated in 2019, pension credits, but the maximum increase will confine myself to three pension points”, ‒ it is told in message PFR. At the same time, it clarifies the representatives of the Fund, a recalculation will be made only in respect of formally employed citizens. Those who work without legal registration, the increase is not supposed to.

Commented Pavel Sigal, first Vice-President “Support of Russia”:

“Increase of social security benefits will get small, but nice for working people, that even in retirement continued to replenish the Russian budget. People work to provide for their families, and money in a crisis they really need. On the other hand is a “compliment” from the state for the contribution of the pensioners not only in work processes and experience transfer to the young generation. It is no secret that in many industries of yesterday’s graduates learn from age colleagues. Unfortunately, without allowances, will be unofficially working citizens, they have nothing to prove employment, and insurance payments in the budget they don’t.”

Marc Goikhman, principal analyst at TeleTrade:

“Nice and natural that working pensioners will receive more. After all, over the past year the employer was making pension contributions from their salaries. But this increase in their pension is small, or at least not as great as I would like. The maximum allocation will only add 3 points. Although, of course, working pensioners as excellent, worthy of 5 stars! In 2020, one pension score is 93 rubles. Respectively, the greatest increase will not exceed 279 rubles. Pension Fund (PF) emphasizes that those who work informally, increase of pension under this article are not supposed to. It would seem that this is an incentive for the workers-retirees from the “shadows.” But the stimulus is not very strong.”

Recipients of the pension will receive an increase in

expect a Raise of recipients of pension: August 1, expected indexation of their savings in the amount of 9.13%, which is three times higher than the rate of inflation, which by the end of the PROSAGO of the year was recorded at approximately 3%. According to preliminary estimates, the increase will reach 80 thousand pensioners, whose average size of the funded pension currently amounts to 956 per month.

Paul Segal

“the Indexation of savings of pensioners in the amount of 9.13% is also a positive initiative to preserve the income of the retirement age population in a pandemic when elderly people are forced to spend more money on maintaining their health. In may the inflation rate as at the end of 2019, 3%%”.

Marc Goikhman:

“Accumulative pension as “investment in financial markets” proved last year to be extremely profitable tool. The return on this “investment” – 9,13% – three times higher than inflation and approximately one – third- interest on deposits. This is great news. However, there is the same “fly in the ointment”. The average amount of the pension is 956 rubles. per month, according to FIU. Therefore, the indexing will add to the “investors” on average, only 88 rubles a month.”

Payments to participants of the program of co-financing will be increased

the Increase of pensions awaits the participants of the program of co-financing of pension savings – they will be increased the payout by 7.99%. Now there are 32 thousand people. Size of urgent pension payment averages 1,705 per month. Recall that for these types of pensions can count the Russians who have reached retirement age by the old, pre-reform values: 55 for women and 60 years for men. Before you can get paid only if there is a right to early retirement.

Marc Goikhman:

“Those people who voluntarily, except the compulsory payments, deducts their money on the funded pension, the government adds additional money “from myself.” Their increase by 7.99%, on average, will add to the urgent pension 136,22 of the ruble.”

Paul Segal

“Increase of pensions for participants of the program of co-financing of pension savings is another way to attract the attention of citizens to the conscious formation of the future pension”.

How can we evaluate the August pension changes

Marc Goikhman:

“For seniors there are two news – as usual, good and bad. The good is that pension payments increase. Any financial support to pensioners is extremely important. Especially if this happens in the period of crisis reduction of incomes, increase of inflation and unemployment. The bad news is that all these allowances and indexation is extremely small: they add the elderly a few dozen, maybe hundred rubles per month. Let me remind you that the average pension in Russia the first quarter of 2020 amounted to RUB 14 924 retirement Income, no matter how he was small, is often the most reliable source of money in many families.”

Anna Bodrov, a senior analyst at IAC Alpari:

“the August initiative of the FIU, as can be seen, designed for a very narrow group of pensioners – the majority will brush up on allowances and indexation, and therefore, neither the social sector nor the economy as a whole, such support measures will not be visible. It is clear that such indexation is a benefit, because pensioners do not exactly belong to wealthy citizens and will be grateful for the increase of any scale. But all this very point, selectively, locally, so bright the effect of such measures, alas, can not wait.”