Most insured persons in the statutory health insurance companies have to pay significantly more from January. The additional contribution increases and at the same time the contribution assessment limit is raised – however, your health insurance company no longer has to inform you personally. You can therefore read about the changes here.

The additional contributions in the statutory health insurance will increase on January 1, 2023 by an average of 0.3 percentage points to 1.6 percent. At the same time, the contribution assessment limit will be raised to EUR 59,850. This means that employees with statutory health insurance pay an average of 233 euros more per year.

The first health insurance company to finally set its additional contribution is AOK Bayern. It increases its additional contribution by 0.28 percentage points to 1.58 percent. It was the first of the eleven AOK local health insurance funds. 27 million insured have all AOK funds together. DAK-Gesundheit will increase the additional contribution to 1.7 percent in 2023. In 2022, the additional contribution was 1.5 percent.

The Techniker Krankenkasse has already announced that it will leave its contribution at 1.2 percent. The Board of Directors confirmed this decision at its meeting on December 16th. Barmer does not want to increase their additional contribution either. It should remain at 1.5 percent.

In addition to many stable contributions from the large health insurers, the benefits are being improved in many places. In the future, the technicians will pay 40 euros a year for professional teeth cleaning and double their subsidy for artificial insemination.

However, if an increase is pending, this could go unnoticed by many customers. Insurance companies no longer have to personally send all their customers a letter in January to inform them of the respective premium increase. Specifically, the obligation of health insurance companies to send a separate information letter in the event of a premium increase will be suspended until June 30, 2023. Every health insurance patient has to inform himself about his new contribution. From January, the higher health insurance contribution will then be deducted from the gross salary.

What customers should do: Check the current additional contribution of your health insurance company in January, for example in the health insurance comparison from FOCUS online (ad): If your health insurance company has increased its additional contribution to more than 1.6 percent, it is definitely worth alternative funds to consider.

You can see how easy the change is and when it’s worth it here.

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