Most insured persons in the statutory health insurance companies have to pay significantly more from January. The additional contribution increases and at the same time the contribution assessment limit is raised – but your health insurance company no longer has to tell you personally. That’s why we do this.
The additional contributions in the statutory health insurance will increase on January 1, 2023 by an average of 0.3 percentage points to 1.6 percent. At the same time, the contribution assessment limit will be raised to EUR 59,850. This means that employees with statutory insurance pay an average of 233 euros more in health insurance contributions per year.
So much for the average. What does it look like in concrete terms?
The first health insurance company to finally set its additional contribution is AOK Bayern. It increases its additional contribution by 0.28 percentage points to 1.58 percent. It is the first of the eleven AOK local health insurance funds. 27 million insured have all AOK funds together.
DAK-Gesundheit will increase the additional contribution to 1.7 percent in 2023. In 2022, the additional contribution was 1.5 percent.
The Techniker Krankenkasse has already announced that it will leave its contribution at 1.2 percent. However, this still has to be approved by the board of directors of the fund. The contribution will then be final on December 16, as reported by the “Bild” newspaper.
The AOK Baden-Württemberg will announce its contributions for 2023 on Friday. it is still unknown in which direction the contributions will develop. The additional contribution is currently 1.2 percent.
Barmer also does not want to increase their additional contribution. It should remain at 1.5 percent. According to “Bild”, the final decision will be made on Wednesday, December 21st.
This article is continuously updated.
With the announcements by Barmer and Techniker, the two largest health insurance companies in Germany, to keep contributions stable, most health insurance customers will be able to avoid an increase this year. At the same time, the benefits of many health insurers will be improved. In future, the technicians will pay 40 euros per year for professional teeth cleaning and double their subsidy for artificial insemination.
Many other customers might not even notice that they got a raise. Insurance companies no longer have to personally send all their customers a letter in January to inform them of the respective premium increase. Specifically, the obligation of health insurance companies to send a separate information letter in the event of a premium increase will be suspended until June 30, 2023. Every health insurance patient has to inform himself about his new contribution.
From January, the higher health insurance contribution will be deducted from the gross salary without being informed. The insured are responsible themselves.
What customers should do: Check the current additional contribution of your health insurance in January, for example in the health insurance comparison from FOCUS online (advertisement): If your health insurance company has increased its additional contribution to more than 1.6 percent, it is definitely worth alternative health insurance companies to compare.
You can see how easy the change is and when it’s worth it here.
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