the loans would be implemented after the publication of the government decree on approval of the terms of the program, said the Deputy Chairman of the Bank BUILDING.Russian Danila Litvinov. To do this, you can get a preliminary decision on granting preferential mortgages. Apply for a mortgage to the Bank BUILDING.RF can be made online.
Through the Internet accept applications for preferential mortgage loan and in alpha Bank. It does not need certified copies of the 2-NDFL and a work book, enough to send the extract from the FIU or a statement of salary account generated in the mobile or online banking.
PSB in addition to the state subsidy lowered the interest rate on the program to 6% per annum. To apply for a loan at a reduced rate is possible until 15 may.
VTB Bank today announced the results of Russia’s first mortgage loan at 6.5% and the client in Barnaul acquired the money to an apartment worth 1.5 million rubles.
the Mortgage at a reduced rate of 6.5% can be issued up to 1 November this year. The credit should be directed to the purchase of housing in the new building. The maximum mortgage amount is 8 million roubles in Moscow and St.-Petersburg, 3 million rubles – in other regions of Russia.
Subsidizing mortgage rates to 6.5% provided among the measures of state support of the construction industry in the period of the pandemic, when demand falls in housing. “Reducing the mortgage rate to 6.5% would allow for crediting of 10 years to reduce the monthly payment on 10 thousand roubles for all term of crediting. This is a significant advantage for buyers,” says Vice-President GK “Ingrad” Artem Bortnevskiy. He hopes that in July, the demand will return to last year’s figures.
Also will subsidize interest rate on loans to property developers. “We expect to clarify the conditions for subsidizing interest rates on loans to property developers. This is an unprecedented measure that has not previously been used in the construction industry. Everything will depend on the size of the final interest rates, the greatest effect this will have if the rate will lock at the level of the key rate of the Central Bank”, – said managing partner of “Vektorstroyfinans” Andrew Kolacinski.