The SP wants to made the health insurance companies to. As party chief Christian Levrat (49) said in the VIEW, calls for the stop of his party for an immediate Premiums. Reason: In the last few years, the funds have accumulated fat reserves. To five billion Swiss francs in its financial cushion has grown since 2009 – on today to 8.3 billion Swiss francs.
Now the health insurance companies fight back: “The reserves in this scope are absolutely necessary,” said Heinz Brand (63), SVP national councillor and President of the health insurance Association Santésuisse. The 100 per cent solvency ratio, the the law requires pre, would just be enough to pay all existing claims of Doctors, hospitals and so on in a timely manner.
As if the premiums would dry up …
However, Brands agrees to invoice only when there is no money coming in. So, if no one would pay more in premiums – which is virtually excluded.
According to Brand needs it for another reason, reserves: The annual premiums are based on cost forecasts for the following year. “In some years, the insurer must, however, be more a large cases of damage, as predicted cope.” Alone with the current revenue that is not possible.
But twice as much on the page as required? Yes, says fire: “In contrast to public insurance, such as the IV health insurance companies can make no debts.” If the money does not rich, they would have to file for bankruptcy. “Mr Levrat want to drive the funds with his reserve performances, apparently in the Ruin, and the Insured is in Distress.”
funds will put the money to
in Addition, the Insured have some of the reserves: “The money the funds on the capital market. The rate of return – an average of one to two percent for the benefit only of the premium payers, and because of this the funds, the premiums less increase.”
Levrat, however, saw it differently: some of the funds would use reserves to over so-called profit distributions Insured to retain. “Today, pure arbitrariness prevails,” he says. “With a cash register, the other is not back pay. We cannot leave the decision about what happens to our premiums, the funds.”