today “coronavirus” insurance offer a fairly well-known company. For example, “Group Renaissance Insurance” sells for 3 thousand. the policies insuring against COVID-19 for 12 months. Total coverage – 275 thousand rubles. But this does not mean that if you get sick on the machine will be rich. If you read carefully in the conditions, you can see that the payments will be 1 thousand rubles for each day of disability in connection with the “kovida”. And will pay only if the hospital issued more than 15 days. And only from the seventh day of documented disease. And voiced by 275 thousand – maximum amount of payments per year. In fact – is hardly achievable.
the Policy is issued is really very simple, just fill out a short questionnaire and pay. Similar products offer AlfaStrakhovanie, Bank “East” with his partner – insurance company “Arsenal”. Analysts of the Bank “Tinkoff” noted that in the different companies the amount of payments in case of confirmation of coronavirus begins from 20 thousand roubles and further vary depending on the selected package. In the case of the client’s death (and death from coronavirus, not aggravated background diseases) relatives will receive 1 million rubles. “on the one hand, companies offering “govenye” policies, have long been on the market, and there is no reason not to trust them – shared with “RG” lawyer Svetlana Burtseva. On the other, insurance against coronavirus – a new thing for Russia. Not quite clear why to buy insurance from a particular disease when there is disease, death from above. Moreover, there are already life insurance policies”.