Photos: Moscow 24/Nikita Simonov
the Central Bank revealed a new scheme of “black lenders,” reports “Russian newspaper”.
According to the Director of the Department for combating unfair practices of the Bank of Russia Valery Lyakh, natural persons or individual entrepreneur to give the money, then the creditor disappears, and for a long time, simply no debtor to pay the debt. Thus under the terms of the agreement, interest is growing and therefore the debt increases. After some time the lender submits to the court with the requirement to repay the whole amount with interest immediately.
He stressed that decisions can be made in favor of “black institutions,” despite the fact that the law forbade collecting debts in their favor. As explained Lyakh, many people simply do not know about the new rule that protects their rights. In addition, you still have to prove that the lender “black”.
last Summer in Russia has changed the rules of microcredit. When granting consumer loans, daily interest rate is limited to 1%. Experts believe that the now popular with the public payday loans will be unprofitable.
it is Expected that more than others from these changes will hurt microcredit and microfinance companies (IBC and IFC). Reduced the maximum size of payments which the creditor may demand from the borrower, up to double of the loan amount.
To paycheck no interceptions. The Central Bank wants to limit the size of microkredieten gave instructions at a discounted mortgage for families with children with disabilities