The expansion of the collection and use of information from a Single biometric system (EBS) has been postponed indefinitely, but some attempts to expand the use and popularity of EBS is. So, VTB Bank agreed to test the verification of transactions of citizens with biometric data (instead of SMS, push messages, etc.). Those wishing to follow his example while there is no project more of an image, the demand for services is not obvious, experts say.The Association of “FINTECH” (aft) sent its members a letter to the “Status of implementation of the project “Remote authentication”” (is available to Kommersant). It is noted that approval of changes to the bill expanding the collection and use of biometrics has not been completed. High risk not to have time to make second reading of the draft for the July session (see “Kommersant” on June 2).Nevertheless, the work on the spread of biometrics is ongoing. In particular, VTB Bank in July—August of the pilot project on the verification of natural persons, confirmation of transactions in remote banking service (RBS) using data of the EAS. This is to replace the use of SMS, push notifications, of calls to the contact center.EBS allows individuals who have passed the biometric data (facial image and voice recording) in one Bank, not through the identification in the other. Just confirm your data with your smartphone, tablet or computer. According to the Central Bank, data collection in EAS is carried out 236 banks.In VTB, “Kommersant” reported that at present expect from “Rostelecom” the end to Refine the technology for further use in the services of VTB: in the mobile app to confirm high-risk operations and at the Bank’s offices for verification at the entrance, navigation through the hall, when serving in the front line. “As a result, increasing the safety of operations and reduces maintenance time,”— said in VTB.As noted in the letter of aft, VTB is not the only Bank that could implement this service: “I would Like to expand the number of participants”. “Information about testing certain scenarios of biometrics correct to clarify the participants”,— noted in the AFL.”We did not consider the use of EBS to confirm transactions, since for these purposes it is easier to use your own judgment, not tied to external integration with state systems,— the member of the Board of Directors rnko “Payment center” Alexander Pogudin.— The use of any additional systems and complexity of schemes of work is always higher risk in terms of fault tolerance”. In Tinkoff Bank noted that it is not interested in participating in the pilot. “The Bank is already using speech recognition in a call center as an additional factor for verification at the time of the confirmed��of the transaction, and in the near future we will launch the confirmation of transactions in mobile banking in the face,— said there.— Internal database of images and voice casts of the “Tinkoff” is now much more than in the EBS”. The same position at all the major banks interviewed by “Kommersant”.According to experts, the introduction of such verification is too costly, and the advantages of it are not obvious. “Financial institutions understand that the costs of such systems are in the millions of rubles, and are not willing to invest at this stage, says the head of analytical Department AMarkets Artem Deev.— They need to clearly understand that the costs will pay off and services that will be demanded by customers, do not make this innovation the Russians nervous.” Some banks and all configured radically: they do not accept the collection of personal data, as they fear leakage of information, as this is a huge reputational damage, the expert continues. “There are technological challenges: due to the lack of enough finely tuned systems it often happens that the customers have to be bioidentification a few times — the EBS does not recognize the face or the sound of a voice,” says partner and Director of the company “Intellectual reserve,” Paul meat-eaters. Remote identification and data collection customer need large-scale investments, and if the largest banks have such capabilities, to secondary market participants such projects are extremely difficult from the point of view of implementation, concludes principal analyst at GK ALOR Alexei Antonov.Ksenia Dementieva